Legal Document

Sms matka's Terms & Conditions

Please read these terms and conditions carefully before using our platform. They define the rights and responsibilities of both you and sms matka.

Last Updated: January 2026

Key Terms Summary

Key highlights at a glance — read below for full details

Age Restriction & Eligibility

You must be at least 18 years old to open an account and place bets on sms matka. Accounts belonging to minors will be closed immediately.

Deposits & Withdrawals

All financial transactions must be made through verified payment methods. Identity verification is mandatory before withdrawals. Transaction timeframes and limits apply.

Bonuses & Offers

All bonuses and promotional offers are subject to specific wagering requirements. sms matka reserves the right to suspend any account found to be abusing bonus offers.

Account Security

Each individual may only hold one account. You are responsible for keeping your login credentials secure. Multiple accounts are strictly prohibited.

Prohibited Activities

Fraud, system manipulation, money laundering, and any other illegal activity are strictly prohibited. Violations will result in permanent account closure.

Responsible Gaming

Sms matka supports responsible betting. Deposit limits, cooling-off periods, and permanent self-exclusion are available to all users.

These Terms and Conditions apply to your use of the sms matka platform (https://smsmatka.net). By accessing the platform or creating an account, you are deemed to have accepted all of these terms.

1

Introduction & Applicability

Sms matka is an online betting and gaming platform operated for users in Bangladesh. These Terms and Conditions ("Terms") constitute a legally binding agreement between sms matka and its users ("you").

Please read these terms and conditions in full before using any sms matka service. Logging in, creating an account, or participating in any game on the platform means you fully accept these terms. If you do not agree, please do not use sms matka.

Sms matka reserves the right to modify these Terms at any time. Continued use of the platform after any changes take effect will be considered your acceptance of the updated Terms.

Important: sms matka is strictly for individuals aged 18 and above. Use by minors is completely prohibited.

2

Account Registration & Eligibility

To register an account on sms matka, the following requirements must be met:

  • You must be at least 18 years of age.
  • All information provided at the time of registration must be truthful, accurate, and complete.
  • Each individual may operate one account only.
  • The account must be for personal use only, not on behalf of a third party.
  • Online betting must be legally permitted in your country or region.

Identity Verification (KYC)

Sms matka may request identity verification at any time. This process may include a government-issued ID, proof of address, and payment method verification. Failure to complete KYC within the specified timeframe may result in restricted account functionality.

Account Security

You are solely responsible for keeping your account password and login credentials secure. If you suspect any unauthorized access to your account, contact sms matka support immediately. You are responsible for all activity that occurs under your account.

3

Betting Rules

The following rules must be strictly followed when placing bets on sms matka:

Bet Acceptance

A bet is only considered final once a confirmation has been received from the system. No bet is valid prior to confirmation. If a confirmation is not issued due to a technical issue, the bet may be considered void and the amount will be refunded.

Odds Changes

Sms matka reserves the right to change odds at any time. The odds at the moment a bet is confirmed are final. For live bets placed after an event has started, odds may change in line with market conditions.

Bet Cancelled

Sms matka may void a bet under the following circumstances:

  • If an event is cancelled or suspended.
  • In the event of incorrect odds being displayed.
  • Bets accepted due to a technical error.
  • Where evidence of fraud or manipulation is found.

Maximum Winnings Limit

Sms matka reserves the right to set a maximum winnings limit per bet or game. This limit may vary across different games and events and will be displayed on the platform.

4

Deposit & Withdrawal Policy

The following rules apply to all financial transactions on sms matka:

Deposit

  • The minimum deposit amount will be displayed on the platform.
  • Only payment methods registered in your own name may be used.
  • Use approved payment methods including bKash, Nagad, and Rocket.
  • Deposits from third-party accounts are not accepted.

Withdrawal

  • KYC verification must be completed before any withdrawal can be processed.
  • Withdrawals are typically processed within 1–3 business days.
  • Withdrawals can only be made to the payment method used for the original deposit.
  • Winnings derived from bonuses must meet the wagering requirements before a withdrawal can be made.

Withdrawal times also depend on the processing time of your bank or mobile banking provider. sms matka will process your request as quickly as possible.

5

Bonus & Promotion Terms

Sms matka offers a range of bonuses and promotional offers, all subject to the following terms:

  • Wagering Requirements: Each bonus comes with specific wagering requirements. For example, a 30x wagering requirement means you must wager 30 times the bonus amount.
  • Validity: Bonus offers have an expiry date. Any unused bonus will be forfeited once the offer expires.
  • Maximum Bet: A maximum stake per single bet may apply while a bonus is active.
  • Single Use: Each offer may be used once per account.
  • Bonus Abuse: If bonus abuse or manipulation is detected, sms matka reserves the right to void all bonuses and any associated winnings.
6

Prohibited Activities

The following activities are strictly prohibited on sms matka:

  • Creating or operating multiple accounts.
  • Registering with false or inaccurate information.
  • Accessing or using another person's account.
  • Money laundering or transactions involving illegal funds.
  • System hacking, manipulation, or the use of bots.
  • Manipulating the outcome of any game or event.
  • Using any conspiratorial betting strategy against sms matka.
  • Using third-party software to gain an unfair advantage.

Any of the above violations may result in immediate suspension or permanent closure of the sms matka account. Balances and winnings may be forfeited, and legal action will be taken where necessary.

7

Privacy & Personal Data

Sms matka collects, stores, and uses your personal information solely to provide platform services. Under our Privacy Policy:

  • Your information will never be sold to third parties.
  • All data is secured with SSL encryption.
  • Your information is not shared except where required by law.
  • You may request to update or delete your personal information at any time.

For more details, visit our Privacy Policy Read.

8

Responsible Gaming

Sms matka believes betting is for entertainment — not addiction. We place responsible gaming at the top of our priorities and offer the following tools to support that:

  • Deposit Limit: Set daily, weekly, or monthly deposit limits.
  • Betting Limits: Cap the maximum bet amount within a given time period.
  • Cooling-Off Period: Take a break from betting for a set period of time.
  • Self-Exclusion: Permanently close your account if needed.
  • Reality Check: Review a summary of your betting time and spending at regular intervals.

For more details, visit our Responsible Play View page.

9

Limitation of Liability

Sms matka is not liable for:

  • Bets lost due to internet connection failure.
  • Errors on the part of third-party payment service providers.
  • Issues with your device or software.
  • Any losses resulting from sharing your account credentials with others.
  • Disruption due to unforeseen circumstances or force majeure.

Sms matka is committed to maintaining a high standard of service. Should the service be interrupted or disrupted for any reason, we will work to resolve the issue as quickly as possible.

10

Terms Changes & Account Termination

Changes to Terms

Sms matka reserves the right to update these terms and conditions at any time. For significant changes, we will notify you via email or an on-platform notice. Continued use of the platform after any changes constitutes acceptance of the updated terms.

Account Closure

You may request to close your account at any time by emailing support@smsmatka.net. You will be given the opportunity to withdraw any valid balance before the account is closed.

Sms matka may close an account under the following circumstances:

  • In the event of a breach of these Terms and Conditions.
  • If evidence of fraud or illegal activity is found.
  • Upon instruction from legal or regulatory authorities.
  • Accounts that have been inactive for an extended period.
11

Contact & Dispute Resolution

If you have any questions or complaints regarding these Terms and Conditions, please contact us:

We take all complaints seriously and aim to provide an initial response within 48 hours. sms matka is committed to resolving all disputes through a fair and transparent process.

These Terms and Conditions were last updated in January 2026. sms matka always operates on the principles of transparency and fairness.

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